1.       Double click the wallpaper and change it to layer 0

2.       Add a layer with white color under layer 0 (you can skip this step)

3.       Type a word on top of the wallpaper

 

4.       Choose “magic wand tool” and press “shift” to choose the letters then make a copy

5.       In the copy layer, use “magic wand tool” to select all the letters then go to wallpaper layer

6.       Click the small icon ‘ underneath to add vector mask

7.       Hide the word layers then you can see what happens